If you have discovered that there are closed accounts listed on your credit report that you did not authorize or were not aware of, you may be wondering what steps to take to have them removed. In this blog post, we will provide a sample letter that you can use to request the removal of these closed accounts from your credit report.

The process of removing closed accounts from your credit report can be confusing and overwhelming, but with the right information and guidance, you can take the necessary steps to improve your credit score and protect your financial well-being. We hope that this sample letter will serve as a useful tool in your efforts to remove these closed accounts from your credit report.

Template of Formal Letter to the Bank to Remove Credit Report Closed Accounts

Dear Sir, madam,

I am writing to request that you remove the closed accounts listed on my credit report. The accounts in question are: [Account 1], [Account 2], and [Account 3].

These accounts were closed without my knowledge or consent, and I have not received any notification from you regarding their closure. I have reviewed my credit report, and I can see that these closed accounts are negatively impacting my credit score.

I would like to request that you take the necessary steps to remove these closed accounts from my credit report as soon as possible. I have included a copy of my credit report for your reference.

Thank you for your attention to this matter. I look forward to your prompt response.

Sincerely, [Your Name]